How to Apply Venmo Credit Card? Check Requirements [2024]

Venmo is the famous money-sharing application actively in use in the US and other US territories. People in the US are using the Venmo app to send and receive money to and from their peers. Venmo has become a tough competition to PayPal and other similar money-sharing apps. Also, Venmo has several added advantages, including cash back rewards for people. 

How to apply Venmo credit card?

Applying for a Venmo credit card is very similar to linking the card to your Venmo account. Follow the instructions to link your Venmo credit card to the Venmo account.

• Open the Venmo app
• Go to settings
• Tap on Payment Methods
• Tap on Add Bank or Card
• Add the information of your credit card with the help of your phone’s camera

Also Check:- How to use Venmo card balance instead of venmo balance?

Venmo credit card requirements

Venmo credit card requirements include:

• Must be a citizen of the US
• Must be above 18 years
• Must have a bank account linked with the Venmo app

Also Check:- How to use digital virtual venmo credit card?

Benefits

• With Venmo credit card, you can earn cashback rewards. The Venmo credit card allows users to cash in on several things that they buy. Based on their spending, users can earn cashback every month. The cash reward to the user’s account automatically gets transferred to buy Crypto from the user’s Venmo account.
• Venmo is now allowing users to earn double rewards. Now users can use their Venmo credit card to make purchases. On all eligible purchases, they can earn 6 percent cash back on the top spend category, 4 percent cash back on the second top spend category, and 2 percent cash back on the rest of the purchases throughout the year. 

• Venmo allows you to turn your cashback into Crypto
• The card has a QR code written on it. Now your friends need to scan the code to transfer money in your account.
• It is a friend-friendly card
• It allows you to shop virtually
• It is a secured card to use

The Venmo credit card customer service is available 24*7 for users. For any query, you can mail the customer service providers at the id given here- [email protected]. For additional queries, you can call Synchrony Bank at 855-878-6462. The service providers at Venmo are always ready to answer your questions because they aim to improve the customer base by providing the best-quality support service.

How to set up Venmo credit card?

Venmo Credit card is the visa card that is linked with the popular Venmo service. You may manage your credit card account using the Venmo Credit Card directly from the Venmo app. If you are eligible to apply for the credit card, then go to the Venmo Credit Card Section on the mobile application in the setting menu. You can also log in at venmo.com. 

To set up Venmo Credit Card:

1. Click on “edit Payment methods.”
2. Select “Add Debit or Credit Card” -add the credit card information

On Venmo application

1. Go to the option “Me.” 
2. Tap on the setting gear in the top right corner on the “Payment methods.”
3. Tap on” add a credit card,” then click on the “card” option 
4. Add the card information manually

When you are applying for or setting up a credit card on the Venmo app, you must put your name, email address, phone number, and residential address. 

The last four digits of your Social Security number and your date of birth are two more pieces of identity data that we will need to collect. Additionally, as part of this process, we inquire about your yearly net income.

Venmo App FAQs

Should I apply for a Venmo credit card?

To apply for the Venmo Credit card, you must have a Venmo account. You can open Venmo Account within 30 days. 

Please note: you cannot close the Venmo account unless you close the Venmo Credit Card. You also have to pay the entire balance of the credit card. Additionally, you must be a permanent resident of the United States and have a valid bank account in any US financial institution.

Why can't I apply for a Venmo credit card?

To apply for the Venmo credit card, you must be a United States resident. Additionally, you have a valid bank account in any US-based financial institution. Further, to apply for a Venmo Credit Card, you must be 18 years old and have a good credit score. 

If you cannot fulfill the above criteria, then you are not eligible to apply for Venmo Credit Card. If you fulfill the above criteria, check your credit score and social security number.

Can Venmo be a good credit card?

When you use your credit card to make an online purchase from a company that takes Venmo, there is no fee. However, Venmo charges a 3 % fee when you use your credit card to send money to family and friends. Additionally, with Venmo Credit Card, you can get Venmo protection facilities. So Venmo is a good credit card.

Is Venmo credit card a real card?

Venmo Credit card is a Visa credit card issued by Synchrony Bank. You can kink your Venmo credit card with a Venmo account, allowing you to split credit card transactions with friends on Venmo. The Venmo Credit card has a unique reward program and is accepted in the United States and US territories. So, the Venmo credit card is an actual card.