How to Use Venmo Debit Card (Complete Guide 2022)?

Venmo Debit Card is the recent craze among US citizens. It is a card that accepts payment from vendors anywhere within the US states. The authorized merchants can use this Debit card and carry out business payments seamlessly.

How to use Venmo debit card?

How to use Venmo debit card

You can use your Venmo Debit card to make money credit withdrawals at ATMs nationwide. However, if you wish to withdraw cash using your Venmo Debit card, you will be subjected to a Domestic Withdrawal Fee of $2.50 and an Over the Counter Withdrawal Fee of $3.00. 

There are ways in which you can avoid your association with fees. You need to withdraw funds using a Money Pass ATM within the US.

Also Check:- How to set up Venmo Account on iPhone?

How to use Venmo debit card at atm?

In order to use the Venmo Debit card at the ATM, you need to follow the given instructions.

  • Carry the card
  • Insert the Debit card into the ATM
  • The machine will prompt you to enter your security PIN
  • Enter the PIN
  • Enter the amount
  • You will receive the cash.

If you are unable to withdraw cash, it might be because the bank does not allow instant transfers or your Debit card is not a Mastercard.

Also Check:- How to Add Debit Card on Venmo App?

How to withdraw money from a Venmo debit card?

Venmo is a payment app that transfers money easily in a few minutes with its instant transfer option. The company also gives a debit card that can be used anywhere for making domestic payments. The Venmo debit can be used for withdrawing money at the ATM. For that Venmo gives a unique pin to every debit card holder. You can collect money after entering the pin and the amount that you want to withdraw from the Venmo account. 

For every domestic withdrawal you have to pay a fee of $2.50 and for over-the-counter(where a signature is mandatory to obtain cash, I may be a bank or any other financial institution) withdraw an additional $0.50 which is $3. 

In case you want an option to withdraw cash without paying any extra cost then you can use MoneyPass ATM in the US.  You can locate the nearly MoneyPass ATM and go there to save any extra charges.

Important Note: For all the ATM and Over counter withdrawals, the money is used from the Venmo balance, and in case you have accounts linked for reloads then also you can use $400 for monthly cash withdrawal.  

Also Check:- How to add Visa Gift card to Venmo Account Balance?

How to use Venmo Visa card before it arrives?

Venmo has launched a virtual card that can be used before the arrival of the physical visa card. You can track all the spending history, and rewards and also can make all sorts of payments on the Venmo app. You can use the Virtual card for online shopping even before the actual card arrives to you.

Venmo accounts are already having a feature of a unique QR code same way the virtual cards will have the feature and can be used for making purchases. You can simply scan the code using your phone camera and send money conveniently. The card will also have an RFID that eases the process of payments, you can just tab and do transactions. 

To have a Venmo Visa card there are certain conditions that you should be at least 18 or more. The second vital requirement is the individual should be present in the US and lastly, the phone number registered for the account should be available to receive all messages or calls and the number must not be linked with any other Venmo account.

How to put money on Venmo debit card?

If you want to put money on Venmo Debit card, follow the instructions:

  • Open the app
  • Click on the menu bar
  • Tap on ‘Manage Balance’
  • Tap on ‘Add Money’
  • Enter the amount you want to put in your Venmo card
  • Confirm the bank account and click on ‘Next’
  • Review the information and then click on ‘Add Money’

How to take money out of Venmo debit card?

In order to take money out of your Venmo Debit card, you have to visit the nearest ATM displaying acceptance marks, such as Mastercard®, PULSE® or Cirrus®. The ATMs displaying these marks will let you withdraw money using your Venmo Debit card. Once you find such an ATM, you can use your card, insert it in the ATM, enter your PIN, enter the money, and withdraw the required amount.

How to check Venmo card balance?

If you are curious to know how much amount you have in your Venmo account, follow the steps:

  • Open the Venmo app
  • Click on Settings
  • Tap on the ‘Payment Methods’
  • Search for the ‘Venmo Balance’ option
  • Click on the option to check your account balance

How to pay with Venmo card?

To pay funds to your peers, all you need to do is follow the given steps:

  • Open the app
  • Click on Settings
  • Click on Venmo Debit card section
  • Click on ‘View and Pay’
  • Enter the amount
  • Click on Next and your amount will be transferred

How does Venmo debit card work?

The Venmo Debit card linked to your Venmo account acts as your funding source. With the Venmo Debit card, you can withdraw cash, send money to people, and make business transactions conveniently. 

Where can you use a Venmo debit card?

A Venmo debit card is used at numerous stores but the card is acceptable in the US only. Venmo does not deal with international payments as the card does not work Internationally. 

The Venmo debit card is used for groceries, travel, any type of purchase, beauty, gas, transportation, entertainment, dining, health, and nightlife. 

You also receive a cashback of three percent on the “top spend” Category. You also get a rebate of 5 percent for whole foods at Amazon, at the gas station, restaurants, and medical stores it is 2 percent, and for all other things, the rebate gets down to 1 percent.

Some of the retailers that deal with Venmo debit card payments are Abercrombie & Fitch, Boxed, CVS, Forever21, Jane.com, J. Crew, Poshmark, Seamless, Urban Outfitters, Foot Locker, Grabhub, Hollister, and many more.

Venmo App FAQs

Can you use your Venmo debit card online?

Yes, the Venmo debit cards can be used for online payments like any other debit card. A new debit card can be requested in case the individual does not have a debit card. For that, you can use a Venmo app and choose cards from their request for a new debit card. The debit card will come within 15 business days and in case it did not come you can contact customer care. 

Can you use a Venmo debit card on the Cash app?

Venmo and Cash apps both are payment applications that assist in making payments between friends and colleagues.  No, you cannot use a Venmo debit card on the Cash app directly. If both the Venmo and Cash apps are linked to a common debit card then you can transfer the funds from Venmo to a bank account and from that bank account to the Cash app. 

Can I use a Venmo debit card at Costco?

Costo is a popular store where people come often. However, you cannot make payment at Costco with a Venmo. There are many other payment methods that are accepted there and you can use any of them. Costco deals with only Visa payment methods which are why Venmo debit cards are not accepted at Costco.

Can you use a Venmo debit card internationally?

No, a Venmo debit card cannot be used for international payments. In case you are going abroad then you have to alter your Venmo debit card with another card as this card will not work for international shopping. There are numerous other options you can choose them for international payments.

Can you use a Venmo debit card on Apple Pay?

Venmo and Apple both are popular modes of online payments. Venmo debit cards cannot be used on Apple Pay as both apps do not transfer payments directly to each other. You can transfer payments from Venmo to Apple Pay via an indirect method. The money will be sent from Venmo to PayPal and then from PayPal, the money is sent to Apple Pay.

Can a Venmo debit card be used anywhere?

Yes, a Venmo debit card can be used anywhere in the US. You can use it for shopping, making payments, or paying bills. Although the Venmo debit card cannot be used for making international payments. For international payments, you have to use some other mode of payment method that is acceptable in that country.

Can you use a Venmo debit card at the ATM?

Venmo card can be used at the ATM, you can withdraw cash anytime from your ATM that has acceptance marks for Mastercard, PULSE, Cirrus, or MoneyPass. You have to enter a pin for withdrawal so remember that number to make payments. For domestic withdrawal at ATM, you have to pay a fee of $2.50 except for the MoneyPass ATM. 

Can you use Venmo card at stores?

Yes, you can use Venmo card at stores.

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