Venmo AGE Limit: How to Use Venmo for a Minor? [2022]

Venmo does not allow people below 18 years of age to transfer money. Venmo is a platform that allows people to transact money without having to pay Venmo a penny mostly for regular transactions. You can send, receive and use money through Venmo, originally built for personal use and not for business primarily.

Venmo AGE Limit

Venmo Age Limit

It is best to transact with people you are acquainted with using Venmo and not only that Venmo also offers its users a social platform where you can do more than just send and receive money.

Venmo even allows you to leave a note in the description box when sending money to friends and relatives. So, the app is not merely focusing on money but is also focusing on helping you build relations with people you’re in business with or you’re personally related to.

The app works only for US citizens and sending money is possible only to people located within the borders of the United States. You won’t be able to use Venmo anywhere else.

Also Check:- Minimum Age for Venmo in [2022]

How to USE Venmo for a Minor?

For you to use your Venmo for minors, you must discuss the same with them.

Step 1. Decide if it is right for your child to have an account.

Step 2. You might also need to understand if they need to have their account or if they are fine using a Venmo card linked to your account.

Step 3. Tell your child when it is proper to send money and when it’s not.

Step 4. Set account limits for them and instruct them to not receive or send money to strangers.

Step 5. Monitor their transactions and keep an eye on their account balance.

Step 6. You can set a contract specifying your rules and also the Venmo rules and regulations to your child.

Step 7. Let them understand that you deserve to have their account details and also manage their username and password.

Step 8. Venmo is a wonderful app when it comes to limiting your cash interactions and also providing a safe way to share money with friends and family.

How to verify Venmo identity for minors?

Minors are not allowed to open an account on Venmo so there is no point to verify identity for minors. Verification is obligatory for all Venmo account holders that are of 18 years or above to make smooth payments, transfers, and to receive money. To verify your account you have to follow these simple steps:

  • Open the Venmo app, Go to your picture and tab “Me”.
  • Click on the settings that is not the top right
  • Tab “ Identity Verification” to complete the verification process.

Do you have to be 18 to use Venmo?

Yes, you need to be atleast 18 years use Venmo.

Venmo Age Rules

 You cannot use Venmo below 18 years and if you’re a minor you can surely share your parents’ account.

Venmo account age requirement

Venmo account age requirement is a minimum of 18 years old and above. Therefore, for a student account at Venmo, you must be 18 years old or above. You can open an account using a Facebook account or email address and a valid phone number. 

Though, Venmo has recently launched a new feature where adults can create an account and issue debit cards for teenagers by connecting with their performances. In this scenario, Parents can set spending notifications on their phones and set limits for transactions for the teenage students. So, now a student can send money with a linked credit card. But, the student must keep in mind before sending money that: Venmo charges 3 percent for every transaction in such case.

What is the Venmo card age requirement?

Venmo account age requirement is 18 years and above. So, to apply for Venmo Card, you must be 18 years old and above. 

The main requirement of using a Venmo card (both credit card and debit card) are:

  • It would help if you permanently resided in the United States of America
  • It would be best if you were physically located in the United States 
  • You must have at least 18 years old or above

To use a Venmo debit card and credit card, you need to have a US bank account to be eligible for instant transfer. Therefore, as per US law, to open an account at any bank or financial institute, you must be 18 years old or older. Therefore the minimum age requirement for a Venmo card will be 18 years.

Venmo App FAQs

Can you lie about your age on Venmo?

No, you can’t lie since you need to add your bank details and your social security number (SSN) for verification.

Can minors use their parents' id for account on venmo?

To open a Venmo card you have to provide some information for safety reasons and to protect your funds. The information contains your legal name, date of birth, contact number, address, tax identification number, and social security number. All this information is mandatory. There are certain conditions to open a Venmo account. Age criteria is vital, that is a person should not be minor and must be 18 or above to enter into a contract. This age is set for safety purposes that is to avoid any kind of uncertainty. If a minor wants to do any kind of transaction, it should be done under the supervision of an adult. Hence, a minor cannot use their parent’s id for an account on Venmo.

Does Venmo allow 16 yr olds?

No, Venmo does not allow you to open accounts for under 18. To open a venmo account for teenagers you have to fulfill certain requirements: A person should be residing in the US, should be at least 18, and must be using a phone number that is working in the US and not registered with any other Venmo card. If a teen wants to complete any type of transaction then it must be done under the supervision of an adult to avoid any kind of fraud and uncertainty. 

Can you use venmo if you are under 18?

To open a Venmo account you need to enter name, age, address, contact number, social security number, and tax identification. To open a Venmo account there are certain terms and conditions that an individual has to follow otherwise the account will not be opened. The first and foremost condition is age criteria that is you have to be 18 years. To open an account a legal agreement is signed and for that you should be at least 18 as minors cannot enter into a legal contract. The second condition is that the person should be physically present in the US. The last condition is the phone number should be working in the country and must not be registered with any other Venmo account as it may create security issues.

Can teens get a Venmo account?

Venmo is a mobile payment application that helps in sending money with a single click. This is a popular mode of payment in many countries and owned by Paypal. To open a Venmo account is a simple process. You just have to download the Venmo app, but the company has set some conditions that are obligatory and ask for certain information as a verification process. The first condition is age, that is you have to be 18 or above, this means a teen cannot get a Venmo account. The age is set due to some security reasons. If a teen wants to receive or send money with a Venmo account that can be done but only under the observation of an adult.


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