How to Add Debit Card on Venmo App & Desktop [Complete Guide]?

It’s extremely easy to add debit card on Venmo. It doesn’t matter whether you are using a PC or the app as we have listed the method to add debit card on Venmo for both the mediums.

Add Debit Card on Venmo via Desktop:

Add Debit Card on Venmo App
  • Using your web browser head to
  • Sign in to your account.
  • In the upper right corner of the page, click on Settings. 
  • Navigate to Payment Methods on the left sidebar. 
  • If you want to add a credit/debit card, click Add Debit or Credit Card. Post that, enter the relevant details. 

Add Debit Card on Venmo using App:

  • Open your Venmo app and sign in
  • In the top left corner, tap the three horizontal dots icon. 
  • Choose Settings 
  • Just head to Payment Methods (beneath Preferences) 
  • Select Add a bank or card.
  • Now to add debit card, click on Card option. 
  • Input the necessary information and make sure that the zip code that you decide to put in is the same as the billing address.

Also Check:- How to get cash from Venmo app?

How to change debit card on Venmo?

We have created this section based on the different situations when you can change the debit card on Venmo. Feel free to go with the one that you prefer. 

Change of Mode of Payment Earlier:

  • Proceed to the Venmo website homepage, and get into your account or you can even use the Venmo app as the alternative. 
  • At the very upper left corner, you shall find the three horizontal lines (menu), just click on it.
  • Select Payment Methods 
  • Choose the card that you desire to update and hit on remove. In the pop-up window again choose Remove Card. 
  • Click on Add Payment Method. 
  • Tap on Card and enter the new card details. 

App Specific Trick:

Once you pick the payment method, you’ll see a shortcut for entering the card details. Immediately adjacent to where you enter your card number, you’ll see a camera icon. Pressing here will enable the scanning and uploading of the card via the mobile.

Change of Mode of Payment at time of Transaction Initiation:

  • Proceed to the Venmo website homepage, and get into your account or you can even use the Venmo app as the alternative. 
  • Tap on the Send Payment option.
  • Input the desired amount 
  • Before proceeding ahead, the system would display you a brief of the transaction that you planning to carry out. 
  • At the mode of payment option, click the existing mode. 
  • In case, you able to update the existing one, great! If not, proceed to input a fresh option.

Important Tips To Must Keep in Mind:

  • Kindly thoroughly check your mode of payment prior to actually submitting this request, since this input can be modified once it has been submitted. 
  • Only one form of payment is allowed for each individual transaction. 
  • Kindly confirm that you do have sufficient funds within the Venmo account to complete the transaction. In the event that a payment is required, the balance will be used to cover it. You can use your debit card, bank account, or credit as a backup if there isn’t enough money to cover the transaction. 
  • One can just delete an existing card and afterwards add a new one; there’s really no opportunity to modify an existing one.

Also Check:- How to contact Venmo debit card customer service using live chat?

How to add my debit card to Venmo wallet? 

It isn’t possible to directly add money to the Venmo wallet balance using any debit card. You will be needing the exclusive Venmo Debit Card (Mastercard) and after that only you shall be eligible to directly add money to Venmo wallet from your bank account. If you have got a hold of the Venmo Debit Card, then follow the below steps to add money to your Venmo balance. 

  • See the Me tab? Head to it 
  • At the very upper of your transactions feed, look for Manage Balance and click on it. 
  • Whatever amount that you desire to initiate can be inputted. To proceed ahead, click on Next 

(Note: There’s a predefined weekly rolling limit of $1,500.00 for the transfer of funds into the Venmo wallet. 

  • Before finalizing the transaction, carefully review the bank account and other relevant details, including the approx arrival date. Post that, click on “Add (amount) now” 

You should expect the money to appear in your Venmo wallet or account within three business to four business days after you’ve completed the transaction. Also, don’t forget, there are a number of factors, such as weekends and holidays, that can affect the timing of your move. 

In case, the payment request exceeds a week, and your funds haven’t yet been credit then immediately reach out to the customer care. Also, there’s no way to reverse the request once initiated but you are free to transfer back the amount to your back in case your mind changes. 

How to add prepaid debit card to Venmo? 

  • Open up the Venmo app on your gadget 
  • In the top left corner, tap the three horizontal dots icon 
  • Click on Settings 
  • Under “Preferences,” click on the “Payment Methods” option.
  • Now, select the “Add bank or card..” option. 
  • A pop-up shall appear where you need to choose the Card option. 
  • Enter the relevant details of your prepaid. Alternatively, you can use the camera method to capture details of your card and the system shall automatically detect it on its own. Make sure that you even input the correct ZIP code. 
  • Click Add
  • Boom! All steps completed! If you would have followed everything correctly, then the fresh payment mode for Venmo would have got added to the profile. 

In order to verify that the card information is correct, you could notice a minor cost on your statement of only in the range of $0-$1. Using Venmo, you won’t be charged for this validation stage because it will be immediately cancelled. 


Why is my debit card not working on Venmo? 

In the majority of cases, your debit card won’t function on Venmo if your bank hasn’t authorized it. The bank may not yet have approved your use of Venmo if you recently signed up for the service.

Please contact your bank or Venmo customer care if you’re still having issues with a debit card on the platform.

Should I link my bank account or debit card to Venmo?

Definitely, why not? Millions of users have already linked their bank account or debit card to Venmo and are using the app for performing various financial transactions daily. Go ahead and start doing the same! 

Can you add debit card to Venmo?

Venmo is a great way for folks to pay back friends for things like dates, dinner, bills, etc. The app has the feature that allows you to add your debit card so you can use it as an alternative to your traditional or already used forms of payment. In our above sections, we have already covered in detail on how to add debit card to Venmo. 

Why can’t I add my debit card to Venmo?

There isn’t one exact reason that we can point out as it depends from situation to situation. The best approach that you can take is to reach out to the customer care team of Venmo or even the card issuer. It has been noticed that usually due to post address or ZIP code changes, you may have trouble adding debit card to Venmo. 

Which bank debit card accepted on Venmo?

One of the most popular financial services, Venmo, accepts debit cards from Visa and MasterCard, as well as many other major brands. It is very much compatible with a wide range of bank cards.

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Raj Singh
Raj Singh is a highly experienced digital marketer, SEO consultant, and content writer with over 8 years of experience in the industry.
As a content writer, Raj has a talent for crafting engaging and informative content that resonates with audiences. He has a keen eye for detail and a deep understanding of SEO best practices.

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