How to Get Venmo Credit Card? Check Eligibility [2022]

Venmo has brought a wide number of features to its users, where the premium benefits are availed by the users at a very low cost. The Venmo Credit Card is one of those premium benefits that Venmo users greatly admire. It offers a dynamic reward, maximum cashback on every purchase, and enhances their credit score. There are a lot of questions regarding the Venmo credit card, let us have a look at it.

Venmo credit card pre-approval process?

After you apply for the Venmo credit card and the information required for receiving a Venmo credit card, run a credit check. This will ensure that you can actually use the Venmo credit card.

After your application is approved, you can go through the credit check limit and APRs. Note that you will have a temporary credit limit until your Venmo credit card is activated. 

How to get Venmo credit card?

Eligible users can now get the Venmo credit card. Eligible users are those who are below 18 years of age and live within the US or the US territories. Those who fulfill both these criteria can apply for the Venmo credit card. To apply for the Venmo credit card, you need the follow the steps:

  • Open the Venmo app
  • You must have a bank account linked to your Venmo app
  • Verify the Venmo profile
  • Go to settings
  • You will find a Venmo credit card section
  • You can apply in order to get the Venmo card

Also Check:- How to add Venmo Credit Card To Quicken App?

How to apply for a virtual Venmo credit card?

In order to get a virtual Venmo credit card, you need to first apply for a physical credit card. Once your identity is approved and your request for a new Venmo credit card is accepted, you will soon get your virtual credit card number. You need to verify the last 4 digits of your Social Security Number to view your card number, the expiration date of the card, and CVV. After you have got access to these, you can then simply copy your virtual card number and use it for making payments at online stores and other bill payments.

How hard to get Venmo credit card?

get venmo credit card

Nowadays, nothing is hard. Not even getting a Venmo credit card! 

All you need to do is a person above 18 years of age and live within the US territories. Of course, after fulfilling these criteria, you need to apply for the Venmo credit card. Do not worry, as applying is quite a simple process. Go through the previous section of this article to see how easy it is to get Venmo credit card.

Also Check:- How much Venmo credit card fee Annually?

How to set up Venmo credit card?

Once your Venmo credit card has arrived, and you wish to set it up as one of the payment methods on Venmo, perform the steps below:

  • Open the Venmo application
  • Navigate to payment methods
  • Under payment methods, click on Edit payment methods
  • Tap on Add Bank or Card
  • Click on the Card option
  • Add your credit card information (manually/scanning through your phone’s camera)

In this way, your credit card will be added to your Venmo account and can use at the time of bill payments or payments at merchant stores and online purchases.

How to get approved for Venmo credit card?

To get approved for Venmo credit, you need to do:

  • Be a citizen of the US or live within the country
  • Be a 18 years above person
  • When you apply for the card, every information you give must be correct, including your name, address, email, phone number, and residential proof. 
  • You need to give your Social Security Number
  • You need to put your date
  • Last, you need to give an annual net income

How to qualify for Venmo credit card?

To apply for a credit card, every user should meet certain requirements, after which only they will be eligible for the Venmo credit card. Interested users who wish to enjoy the premium benefits of a Venmo credit card can apply for it through the Venmo application itself. The user should be at least 18 years old and should have registered themselves on the free Venmo account. The user’s Venmo account should be properly verified and be at least a month old. 

Once, a user meets all the above criteria, he/she can apply for a credit card. 

Venmo credit card requirements

To get a Venmo credit card, you will need to have the following things:

  • Name
  • Citizenship of the US
  • Be a person whose age is above 18
  • Email address
  • Phone number
  • Residential address
  • Date of birth
  • Social Security Number

Venmo Credit Card Benefits

Venmo offers several premium benefits on their Venmo credit card. Have a look at what you can avail yourself of with their premium Venmo credit card. 

  • Get cashback at every step with the Venmo credit card. Earn 3% cashback on your eligible top spend category, 2% on the next best category, and 1% on the next best. The calculations are done by the Venmo team itself, so you do not have to apply any math.
  • You can avail all the features of the Venmo credit card with no annual fee.
  • You can access all your rewards, credit card payments, cashback all at one place- your Venmo account
  • Venmo Credit Card is accepted in more than 200 countries.
  • There is no foreign transaction fee
  • The eight categories eligible for winning cashback and rewards are:
  1. Transportation
  2. Travel
  3. Bills and utilities
  4. Health and Beauty
  5. Gas
  6. Entertainment
  7. Grocery
  8. Dining & Nightlife

How to change your Venmo credit card?

If your Venmo credit card is lost or got damaged, and now you want to replace it with a new one, it is indeed possible to do so on Venmo. There are certain steps you need to follow in order to order a new Venmo credit card. To replace your old credit card with the new one, follow the steps below:

  • On the Cards tab of the Venmo application, click on Venmo Credit Card
  • Then tap on Replace lost, stolen, or damaged card
  • Venmo application will then scan your recent transaction history, look for any unrecognized transactions, confirm your identity and then connect you with their partners at Synchrony Bank if needed
  • Contact Synchrony Bank and raise your issue regarding your lost or damaged card

You can also give a call on  (855-878-6462) alternatively and the bank will be ready to assist you in getting a new credit card.

Venmo credit card fee

You do not need to submit any fee or get Venmo credit card rates in order to get the Venmo credit card. Getting a Venmo credit card will not cost you any money, except for fulfilling the requirements.

Venmo App FAQs

How long does it take to get Venmo credit card?

After you open a Venmo credit card account, you can expect to receive the card within seven to ten business days. You will only receive the card at your residential address. If you do not receive the card even after the tenth day, contact at [email protected]

Is Venmo credit card free?

Yes, getting a Venmo credit card is free. However, you must comply by the requirements to get a card.

What bank is Venmo's credit card?

The Venmo Credit Card is issued by the Synchrony Bank of USA. Any problem related to the card is solved by the Synchrony Bank and team. The Venmo app connects with its partners at Synchrony Bank which makes it comfortable for their support team to keep a track of the user’s credit card activity.

Does Venmo give you a credit card?

Yes, if you are a Venmo user, you can apply for a Venmo credit card. You can get both a physical credit card as well a virtual credit card which you can use to make online purchases, make bill payments, and advance transactions.

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